Raymond is a seasoned business leader with 26 years of experience in the financial services industry, specializing in business development, people management, strategic partnerships, and board governance. He has extensive expertise in digital wealth management, sales, marketing, and business transformation. Currently, serving as an Independent Non-Executive Director for BCT Group. Recently, Raymond has participated in one-on-one mentorship sessions with Time Auction, focusing on the FIRE concept (Financial Independence, Retire Early). His dual background in corporate leadership and entrepreneurship provides a unique perspective on driving organizational growth and creating a positive impact in society.